Bosnia & Herzegovina
Bosnia & Herzegovina
Bosnia and Herzegovina flag Balance strong debt and capital-mobility scores against credit and governance constraints

Bosnia and Herzegovina investment profile for 2026

Bosnia and Herzegovina scores 65 overall and ranks joint 67th among eligible countries, based on 9 of 11 primary components. Its strongest signals are debt at 86, capital mobility at 81, tax at 76 and inflation at 75. Sovereign credit at 40 and governance at 47 call for closer verification.

  • Start with the convertible mark, account access and capital-transfer rules that apply to you. Then verify current tax treatment, sovereign-rating updates and the specific asset's liquidity, costs and custody. Treat unavailable crypto, property and market-depth evidence as open research tasks, not neutral readings.
  • This page uses the 2026 Hide My Cash country dataset. The overall score requires at least 8 of 11 primary components; unavailable indicators are never estimated.
Bosnia and Herzegovina flag65BIH
Investor Score65/100 · Europe · BIH
ScoreInvestor score65Rank #67 in the current eligible-country snapshot.
BankBanking access7077.5% account ownership (2024).
TaxTax score7620.2% tax revenue to GDP where available.
AAASovereign credit400 investment-grade agency readings in the compiled table.

Bosnia and Herzegovina signal radar

Higher scores usually mean a more favorable research signal. Debt and tax are normalized so stronger scores are better for capital-preservation research.

Investor attractiveness
65
Tax friendliness
76
Currency strength
57
Debt resilience
86
Sovereign credit
40
Governance quality
47
Stocks and ETFs access
51
Banking access
70
Capital mobility
81

Quick facts

Investor Score65/100
Global rank in current snapshot67
Tax revenue to GDP20.2%
Central/government debt39.7%
GDP per capita$10,382
Current account-3.1%
Account ownership77.5%
Market cap to GDPNot available
Listed companiesNot available
Sovereign credit score40/100

Where Bosnia and Herzegovina's score finds support

Bosnia and Herzegovina's 65 Investor Score is supported by several relatively strong components rather than a single standout measure. Debt scores 86, capital mobility 81, tax 76, inflation 75 and banking 70. The 2026 government-debt estimate is 31.096% of GDP, while central debt was 39.7427% in 2024. Account ownership reached 77.4589% in 2024, and internet use was 86.1009%. Together, these figures create a useful starting screen for investors researching access, fiscal conditions and financial participation, while the joint eligible rank of 67 provides context rather than a prediction of returns.

Credit and governance need a second layer of diligence

The weaker side of the profile is visible in sovereign credit at 40 and governance at 47. S&P rated Bosnia and Herzegovina B+ with a Stable outlook on 4 August 2023; Moody's rated it B3 with a Stable outlook on 22 July 2022. The 2024 governance readings also vary: political stability was 57.3355 and rule of law 51.4722, while regulatory quality was 49.3452, government effectiveness 38.9874 and control of corruption 37.4736. These are screening indicators, so decisions still require current legal, institutional and counterparty checks.

Match the research path to the evidence that exists

For cash and account research, the banking score of 70, capital-mobility score of 81 and 77.4589% account-ownership observation provide an evidence-backed starting point. For public securities, the stocks and ETFs score is 51, but listed-company counts and market capitalization as a share of GDP are unavailable, limiting conclusions about local depth. The currency score is 57 for the Bosnia and Herzegovina convertible mark. Property and crypto require separate primary research because their component evidence is unavailable in this profile.

Data confidence for Bosnia and Herzegovina

Hide My Cash combines country-level research signals into a simple comparison view. Some indicators are unavailable for thinner markets; missing values stay visible rather than being invented.

World Bank macro, governance, banking and market-access indicatorsCanonical source family used for the Bosnia and Herzegovina country record.Observation years and availability vary by indicator.
IMF World Economic Outlook government-debt and inflation data via World Bank Data360Canonical source family used for the Bosnia and Herzegovina country record.Observation years and availability vary by indicator.
Compiled public S&P, Fitch and Moody sovereign-rating tableCanonical source family used for the Bosnia and Herzegovina country record.Observation years and availability vary by indicator.
Open country coordinate dataset for map centeringCanonical source family used for the Bosnia and Herzegovina country record.Observation years and availability vary by indicator.
Important data limitsCrypto, crypto-tax, real-estate, property-price and market-depth scores are unavailable. Market capitalization as a share of GDP and the number of listed companies are also unavailable. Verify current rules, pricing, investable products, liquidity, custody and transaction access with primary sources before acting.Unavailable values remain unscored and require primary-source verification.
Hide My Cash is an educational country-risk and investment-research resource. This Bosnia and Herzegovina profile is not personal financial, investment, tax, legal, residency or banking advice. It does not recommend hiding assets, evading tax, bypassing sanctions or moving money anonymously. Verify current rules with qualified professionals before making decisions.

FAQ

What is Bosnia and Herzegovina's Investor Score?

Bosnia and Herzegovina scores 65 and is joint 67th among eligible countries. The published score uses 9 of 11 primary components, above the minimum of 8 required for an overall score.

Which factors strengthen Bosnia and Herzegovina's profile?

Debt is the strongest component at 86, followed by capital mobility at 81, tax at 76 and inflation at 75. Banking scores 70, adding another comparatively strong signal within this profile.

What are the main risks to check in Bosnia and Herzegovina?

Sovereign credit scores 40 and governance 47. The public ratings shown are B+ Stable from S&P and B3 Stable from Moody's, so investors should check for newer rating, legal and institutional information.

Does the profile cover property and crypto investing?

No. Crypto, crypto-tax, real-estate and property-price scores are unavailable, as is market depth. Those gaps require separate checks of current rules, prices, products, liquidity and access.

Public data portals behind this profile

Open the observation year shown beside each metric, then verify the underlying series at its publisher. The snapshot uses these portals when the matching field is available; legal, tax, property and crypto rules may require additional country-specific sources named in the page.