Country comparison · euro-area debt, property and banking risk
Greece vs Cyprus: investment risk comparison
Greece and Cyprus are useful Mediterranean research pairs for investors comparing euro-area property momentum, tax pressure, sovereign-credit recovery and banking depth. Cyprus has the stronger overall score, lower IMF debt, higher sovereign-credit composite, stronger banking, better capital-mobility score and stronger crypto-tax signal. Greece has stronger public-market depth, a visible Tax Foundation row and a higher model currency score, but its debt score is the weakest signal in this snapshot. Cyprus leads at 68/100, rank #49, against Greece at 62/100, rank #85. Both have 15/15 signals and 11 investor components; coverage includes forecasts and curated inputs, not only final observations. Greece leads the currency model 61/58, but Cyprus now has the less negative current-account input. The years differ; neither score forecasts exchange rates. current account / GDP — Greece -7.110% (2024), Cyprus -6.293% (2025); reserves (USD billion) — Greece 24.048, Cyprus 2.948 (2025, World Bank).
- Cyprus leads at 68/100, rank #49, against Greece at 62/100, rank #85. Both have 15/15 signals and 11 investor components; coverage includes forecasts and curated inputs, not only final observations.
- Cyprus has IMF 2024 government debt of 70.70% of GDP versus Greece at 158.79%.
- Both pages rely on compiled euro-area data rows; current personal tax, residency, bank onboarding and property-transfer outcomes must still be verified locally.
Cyprus
Country signals side by side
Higher scores generally indicate a more favorable country-risk signal in the Hide My Cash model. Personal tax, broker access, bank onboarding, residency, sanctions and transaction approvals are not inferred.
Investor scoreGreece62/100 · rank #85Cyprus68/100 · rank #49CyprusCyprus has the stronger all-in country-risk score in this snapshot. Cyprus leads at 68/100, rank #49, against Greece at 62/100, rank #85. Both have 15/15 signals and 11 investor components; coverage includes forecasts and curated inputs, not only final observations.
Debt resilienceGreece0/100 · IMF debt 158.79% of GDP (IMF 2024)Cyprus67/100 · IMF debt 70.70% of GDP (IMF 2024)CyprusDebt selects IMF WEO general-government forecasts for 2026: Greece 148.105% of GDP, Cyprus 59.979%, scores 0/67. Neither has World Bank central debt. Historical 2024 debt references are distinct, not selected current observations. Historical reference: Cyprus has the lower compiled government-debt field and much stronger debt score.
Tax pressureGreece56/100 · tax revenue 27.38% of GDP, 2024 rowCyprus43/100 · tax revenue 23.94% of GDP, 2024 rowGreeceGreece leads the model tax score and has a Tax Foundation row; personal and asset-level tax rules still need current review.
Sovereign creditGreece71/100 · BBB/BBB/Baa3 · 3 investment-grade agency rowsCyprus79/100 · A-/A-/A3 · 3 investment-grade agency rowsCyprusBoth are investment grade in the compiled table; Cyprus has the stronger composite score. Recorded rating dates differ; credit ratings do not guarantee repayment.
Currency and external balanceGreece61/100 · current account / GDP -7.110% (2024) · reserves (USD billion) 24.048 (2025)Cyprus58/100 · current account / GDP -6.293% (2025) · reserves (USD billion) 2.948 (2025)GreeceGreece leads the currency model 61/58, but Cyprus now has the less negative current-account input. The years differ; neither score forecasts exchange rates. current account / GDP — Greece -7.110% (2024), Cyprus -6.293% (2025); reserves (USD billion) — Greece 24.048, Cyprus 2.948 (2025, World Bank). Historical reference: Greece — current account -7.11% of GDP · reserves $15.22B; Cyprus — current account -8.16% of GDP · reserves $2.09B. Both are euro-area profiles; Greece leads the model currency score and has the less negative current-account row.
BankingGreece56/100 · account ownership 88.55% · private credit 48.54% of GDP (2024)Cyprus64/100 · account ownership 96.13% · private credit 56.66% of GDP (2024)CyprusCyprus leads on both account ownership and private-credit evidence.
Capital mobilityGreece81/100 · internet use 86.27% (2024)Cyprus87/100 · internet use 89.60% (2024)CyprusCyprus has the higher mobility score and digital-readiness row. No remittance-cost, sanctions or capital-controls record is available here; this score does not establish unrestricted transfers.
Stocks and ETFsGreece27/100 · market cap 45.959% of GDP · 139 listed companies · stocks traded 17.146% of GDP (2025)Cyprus25/100 · market cap 67.737% of GDP · 87 listed companies · stocks traded 0.408% of GDP (2025)GreeceBoth scores use measured market-depth data for 2025, not GDP proxies. Greece: market capitalisation / GDP 45.959%, listed domestic companies 139, stocks traded / GDP 17.146%; Cyprus: market capitalisation / GDP 67.737%, listed domestic companies 87, stocks traded / GDP 0.408%. All market-depth inputs are World Bank 2025 data. No GDP proxy is selected; broker access is not established. Historical reference: Greece — market cap 32.47% of GDP · 143 listed companies · stocks traded 9.07% of GDP; Cyprus — market cap 29.04% of GDP · 93 listed companies · stocks traded 0.41% of GDP. Greece has stronger listed-market and trading-activity evidence.
Real estateGreece94/100 · nominal YoY 5.724% · real YoY 2.615% (2026)Cyprus74/100 · nominal YoY 7.066% · real YoY 7.572% (2025-12-31)GreeceProperty uses BIS/DataHub prices: Cyprus 74/100, nominal/real annual change 7.066%/7.572% at 2025-12-31; Greece 94/100, 5.724%/2.615%, source year 2026 only. Different dates, not curated buying rights or projected returns. Historical reference: Greece — nominal YoY 7.62% · real YoY 5.17%; Cyprus — nominal YoY 7.07% · real YoY 7.57%. Both have BIS/DataHub property-price rows; Greece has the stronger model real-estate score, while Cyprus has the higher compiled real YoY row.
Crypto legal and tax signalGreece74 crypto · legal · 15% / 15% compiled ratesCyprus83 crypto · legal · 8% / 8% compiled ratesCyprusCyprus has the stronger crypto-tax/legal signal in the compiled CryptoNomadHub row. CryptoNomadHub uses the last-known-good version, not a newly verified update. Recorded rates and legal status do not determine personal tax liability.
How to interpret Greece vs Cyprus
Cyprus looks stronger for a research screen focused on lower debt, higher sovereign-credit composite, banking penetration, capital mobility and crypto-tax evidence. Greece looks more interesting when the question is listed-market access, visible Tax Foundation coverage or property-price momentum, but its very high IMF debt row is a major risk signal. For either country, investors must verify current tax residence, non-dom or local incentive rules, source-of-funds checks, bank onboarding, broker access, property-transfer taxes, foreign-buyer rules and reporting obligations before acting. Cyprus leads at 68/100, rank #49, against Greece at 62/100, rank #85. Both have 15/15 signals and 11 investor components; coverage includes forecasts and curated inputs, not only final observations. Debt selects IMF WEO general-government forecasts for 2026: Greece 148.105% of GDP, Cyprus 59.979%, scores 0/67. Neither has World Bank central debt. Historical 2024 debt references are distinct, not selected current observations. Both scores use measured market-depth data for 2025, not GDP proxies. Greece: market capitalisation / GDP 45.959%, listed domestic companies 139, stocks traded / GDP 17.146%; Cyprus: market capitalisation / GDP 67.737%, listed domestic companies 87, stocks traded / GDP 0.408%. All market-depth inputs are World Bank 2025 data. No GDP proxy is selected; broker access is not established. Property uses BIS/DataHub prices: Cyprus 74/100, nominal/real annual change 7.066%/7.572% at 2025-12-31; Greece 94/100, 5.724%/2.615%, source year 2026 only. Different dates, not curated buying rights or projected returns.
Hide My Cash is an educational country-risk comparison resource. This page is not financial, investment, tax, legal, accounting, immigration, residency or banking advice. It does not recommend hiding assets, evading tax, bypassing sanctions or moving money anonymously.
FAQ
Is Greece or Cyprus better for investors?
Cyprus has the higher investor score in this snapshot: 68/100 versus Greece at 62/100. Cyprus leads debt resilience, sovereign credit, banking, capital mobility and crypto-tax/legal signals. Greece leads the tax model row, currency score, listed-market depth and real-estate model score. Cyprus leads at 68/100, rank #49, against Greece at 62/100, rank #85. Both have 15/15 signals and 11 investor components; coverage includes forecasts and curated inputs, not only final observations.
Which country has the bigger debt risk signal?
Debt selects IMF WEO general-government forecasts for 2026: Greece 148.105% of GDP, Cyprus 59.979%, scores 0/67. Neither has World Bank central debt. Historical 2024 debt references are distinct, not selected current observations. Historical reference: Greece. The compiled IMF 2024 government-debt field is 158.79% of GDP for Greece versus 70.70% for Cyprus, and the model debt score is 0/100 for Greece versus 67/100 for Cyprus.
Can this comparison be used as advice?
No. It is a data-backed research comparison. Personal tax, banking, broker, property, crypto and reporting outcomes depend on current law, product availability and personal facts.